[updated – CARDILLY is FRAUD and NOT a legitimate business – Gift Cards NOT Received, Cardilly Security Certificate has been REVOKED.


DO NOT USE Cardilly.   GeoTrust has revoked their certificate.    Cardilly is a scam.

These clowns went under the name of “SG Marketing” operating via a bank probably in Etobicoke, Canada.     Note that there appear to be some places named “SG Marketing”  that are legitimate as well as the fraudulent Cardillians.

In December 2011 I’m informed by Citi Cards that they have permanently credited me back the $100.   I’ve sinced cancelled this card as well.

[well, it’s been about two weeks since they reported my order “shipped” and it’s not here, so I’m reporting Cardilly to the fraud department of my credit card company].

Still pretty confused about how blatant they have been with this approach, and not clear how they expect to make money, but certainly this is not a quality business and it’s probably a scam.

Yes, something seems very VERY fishy about Cardilly, but it also seems odd that scammers would be so persistent in the face of so much negative buzz.   How are they doing to avoid the fraud departments of all the credit card companies of the people they are scamming?     My tentative guess at this time is that this is a somewhat questionable  “gray hat” business, perhaps testing out something to see how it flies.   At worst I’m guessing they are sending out stolen or hacked discount cards.

I have yet to see somebody report they received their cards – definitely a red flag – but Cardilly has only been in biz for a month or so.  They seem to be using a Groupon style model which *might* explain the great deals.   Since they limit the number of cards per day it

As I noted in the earlier post Cardilly is either a scam or a very odd way to get huge, but negative, buzz for a new business.     Although many online are stating this is a scam, it appears to be a fairly profitless one since all these online charges are via Credit Cards and they’ll all honor chargeback rules.

I called Capitol One who advised me to wait to file any fraud actions until I fail to receive the promised cards – then they said they’d happily refund my money and initiate a fraud action.

I’ve inquired about my order status  (I “bought” two $100 Wal Mart gift cards for $50 each last week).    Cardilly replied:

—————-

Hello,

Orders take 2-4 weeks to arrive. That’s 2-4 weeks from the time
you place the order. Your order will come with U.S.P.S. from Canada.
This is stated in your invoice, also in our FAQ.
In your confirmation email, you should see an estimated delivery date.
There is no tracking, but you will have to sign for the package. If
your not home, there will be a notice left for you. You can wait
for another delivery or you can pick up the package from the post
office.
We thank you for your contact and appreciate your business.
—-
Cardilly.com Support
support@cardilly.com
This was support email email codes, which should enable tracking:
Delivered-To: jhunkins@gmail.com
Received: by 10.204.145.92 with SMTP id c28cs168643bkv;
        Sat, 27 Aug 2011 15:35:34 -0700 (PDT)
Received: by 10.231.68.205 with SMTP id w13mr6206623ibi.46.1314484533029;
        Sat, 27 Aug 2011 15:35:33 -0700 (PDT)
Return-Path: <support@cardilly.com>
Received: from cardilly.com (cardilly.com [72.20.12.85])
        by mx.google.com with ESMTPS id g4si3908109wfe.41.2011.08.27.15.35.31
        (version=TLSv1/SSLv3 cipher=OTHER);
        Sat, 27 Aug 2011 15:35:31 -0700 (PDT)
Received-SPF: pass (google.com: domain of support@cardilly.com designates 72.20.12.85 as permitted sender) client-ip=72.20.12.85;
Authentication-Results: mx.google.com; spf=pass (google.com: domain of support@cardilly.com designates 72.20.12.85 as permitted sender) smtp.mail=support@cardilly.com
Received: from d24-150-156-14.home.cgocable.net ([24.150.156.14] helo=DubbsPC)
	by sparkle.universehosting.com with smtp (Exim 4.69)
	(envelope-from <support@cardilly.com>)
	id 1QxRTO-00037E-2S
	for jhunkins@gmail.com; Sat, 27 Aug 2011 15:35:30 -0700
Message-ID: <6E1E003FAE76421C82A07BAC0A68FA46@DubbsPC>
From: "Cardilly.com " <support@cardilly.com>
To: "Joseph Hunkins" <jhunkins@gmail.com>
References: <CAN2zEZ3CzBwVk8ZkQS88YPmt+ocXvU7V+a6ep7BUcbqnw2oh_A@mail.gmail.com>
In-Reply-To: <CAN2zEZ3CzBwVk8ZkQS88YPmt+ocXvU7V+a6ep7BUcbqnw2oh_A@mail.gmail.com>
Subject: Re: Order status please
Date: Sat, 27 Aug 2011 18:35:02 -0400
MIME-Version: 1.0
Content-Type: multipart/alternative;
	boundary="----=_NextPart_000_02AF_01CC64E8.089F9C50"
X-Priority: 3
X-MSMail-Priority: Normal
Importance: Normal
X-Mailer: Microsoft Windows Live Mail 15.4.3538.513
X-MimeOLE: Produced By Microsoft MimeOLE V15.4.3538.513
X-AntiAbuse: This header was added to track abuse, please include it with any abuse report
X-AntiAbuse: Primary Hostname - sparkle.universehosting.com
X-AntiAbuse: Original Domain - gmail.com
X-AntiAbuse: Originator/Caller UID/GID - [47 12] / [47 12]
X-AntiAbuse: Sender Address Domain - cardilly.com

This is a multi-part message in MIME format.

------=_NextPart_000_02AF_01CC64E8.089F9C50
Content-Type: text/plain;
	charset="utf-8"
Content-Transfer-Encoding: quoted-printable
Advertisements

About JoeDuck

Internet Travel Guy, Father of 2, small town Oregon life. BS Botany from UW Madison Wisconsin, MS Social Sciences from Southern Oregon. Top interests outside of my family's well being are: Internet Technology, Online Travel, Globalization, China, Table Tennis, Real Estate, The Singularity.
This entry was posted in scams and tagged , , , . Bookmark the permalink.

90 Responses to [updated – CARDILLY is FRAUD and NOT a legitimate business – Gift Cards NOT Received, Cardilly Security Certificate has been REVOKED.

  1. FoolsGold says:

    Why would the cards be stolen or hacked?
    They are legitimately purchased in Pompano Beach, Florida and FedExed to Canada in bulk where they are re-mailed in Canada so that there has been nothing ever deposited in the US mails.
    Do you really consider this some sort of “business model”? The only “business model” that comes to mind is fraud and trying to keep the postal inspectors at bay.
    You start doing this stuff and fulfilling the first few orders and new orders start rolling in …. ever hear of a guy named Ponzi? Or in view of the people who are falling for this nonsense, ever hear of a guy named Patsy?

    • baydoll says:

      Victims of these thieves should go to Insider Pages for Sarasota, FL, to leave a review on Cardilly.com. I hope the website is flooded with accurate reviews of the true nature of these scammers.

      • FoolsGold says:

        Sarasota?? You think they are located in Sarasota? You think they ever were located in Sarasota? They appear to be more likely located near Pompano Beach, FL. And what would all this posting by victims gain anyone?

      • baydoll says:

        I have no idea where they are actually located, but since they claim to be located in Sarasota this is where folks will look for info about the company. Thus, the importance of informing the public about their true fraudulent nature. I almost regurgitated when I read the glowing review on Insider Pages, one which I am certain was posted by a ringer since no one else has had a positive experience with these crooks.

  2. JoeDuck says:

    Foolsgold I agree this is very odd, but how will they make any money? All Credit cards (which is what I think everybody is using to buy these) guarantee refunds on this type of transaction, and I think they can all chargeback to the card collection folks who should be easy to ID
    . In a case like this they should all be planning to go to jail as the size of the fraud will be substantial with all the sales.

    My card company said they’d happily refund my money if the cards don’t arrive and recommended I just wait (they also seemed to indicate they had no reports about Cardilly though I don’t think that says much). However it would seem that the card fraud departments would be all over these guys by now thanks to the many chargebacks people appear to have done.

  3. FoolsGold says:

    Quite frankly, I have no idea how the money will be extracted out of the cycle that you suggest. Perhaps many victims will write it off in anger and not contact the card company or notice the charge? Perhaps many victims will use the card for a low value item and lose the use of the balance?
    All I know is that once you have these shenanigans going on, something is rotten in Denmark and if you don’t know the exact nature and degree of it, that doesn’t mean things are not rotten.

    The cards are physically purchased in Florida but shipped (not mailed) to Canada where they are deposited in the Canadian, not US, mails by a separate entity located at what I belief to be an address used by telemarketers. Perhaps the fraudsters are relying on some quirk in Canadian laws or US laws? Perhaps the Canadian court will hold that the chargebacks are invalid under Canadian law because it is a different entity or something. I have no idea.

    All I can say is that it is so absurd to think of this as a legitimate way of doing business. Buy a product in Florida, ship it to Canada, then mail it from Canada at half the price you paid for it in Florida.

  4. Alice Dodge says:

    Would love to hear if any one person has recieved their cards yet. I wrote customer service asking for a phone number. They told me everything in customer service is handled by email only. I told them them mentioned how they were following in Groupons footsteps but Groupon gives us a phone number to call. Told them no phone number, no more business from me. I would love to hear from just any one person if they actually have recieved their cards yet. Thanks

  5. F says:

    Foolsgold – how do you know the cards are purchased in Florida, mailed to Canada, and then re-mailed from there?
    I’m just curious about your level of knowledge; no offense intended here.
    Thanks.

  6. FoolsGold says:

    If you send me a better brand of booze, I can get you an even better level of knowledge.

    • FoolsGold says:

      Seriously, some of the BBB and similar sites do show an extremely minute fulfillment rate, I doubt that even one percent of orders get shipped. They only send emails claiming to have shipped the orders. I mean face it folks, if anything was actually being sent whether by common-carrier or post office, don’t you think a simple little light-weight gift card would have arrived by now? How difficult is it to actually mail a gift card? How long does it really take for anything to arrive whether its from Florida or Canada or Whereever? Some Florida people are running a scam site. The offer gift cards at half price, they claim that some strange force “limits” them to the number of orders and that this strange force seems to limit the speed with which the mailman will carry your envelope as opposed to all the other envelopes the post office processes.
      And you people believe all this guff because you truly want a 100 dollar walmart gift card for fifty dollars. Well we all want that. Nothing wrong with wanting it. The only problem is your believing that you are actually going to get it. You are not going to get some half priced card. Not after one week, not after six weeks, not after a zillion weeks. That “strange force” prevents it. Its a scam. Neither Mr. Duck nor I can quite figure out how the scamsters get to take money out of the system, but that doesn’t change it from being a scam. Get with it folks! Your Fairy God Mother died long ago! Nobody is giving you 100 dollar cards for 50 dollars.

  7. Craig says:

    Cardilly is definitely a scam. I purchased gift cards from their site, was billed immediately for the purchases as their website describes but never received any cards in the mail. When I first ordered the cards in late July there wasn’t a whole lot of info on the company yet. As I was “waiting for them to arrive” I started looking up “cardilly scam” online.

    It’s nice to have a community of bargain hunters out there looking out for each other. While I respected the opinions posted out there I wanted to see for myself if the company was legit or not, so I waited the 4 weeks just to give them the benefit of the doubt.

    In summary I never received the cards and received the same generic email response, so I cancelled my order and disputed the charges with my credit card company. Capital One refunded the purchase amounts. I recommend you all file a complaint with the Better Business Bureau. You can do so at https://www.bbb.org/file-a-complaint/

    I posted about my experience with Cardilly at http://smartermoneymanagement.blogspot.com/2011/09/avoid-this-scam-cardillycom-follow-up.html

    Hopefully we find better deals in the future.

  8. SouthernGirl says:

    I ordered a Walmart gift card on Aug 12. Received an email Aug 13 saying that it was shipped. However, it’s now Sep 7th and NO gift card. My original notification said it would arrive no later than Sept 7th-9th. I’ll let you know IF I get it. I seriously think it’s a major scam. I’ve emailed Cardilly today to let them know. I’m sure I’ll get the same canned repsonse as others have received.

  9. Some people are interested in how a company could get away with something like this and are using that as evidence that the company must be legitimate.

    Without getting too much into the details have how merchant processing works, the owners of Cardilly will be able to get most of the money from credit card transactions immediately. They have chosen a processor that doesn’t have strict requirements of holding onto funds. By the time the chargebacks come (the reason why Cardilly gives it’s absurd 4 week timeline), there will be no money left in their bank account to pull from because the owners of Cardilly would have already taken it out.

    As for the size of the fraud, it’s not big enough to interest law enforcement agencies because of the added issue of operations in Canada. That’s how Cardilly owners think they can get away. They aren’t trying to take advantage of some legal loophole, they just hope it will be too difficult to track them down.

  10. FoolsGold says:

    >I agree this is very odd, but how will they make any money?
    >All Credit cards guarantee refunds on this type of transaction,
    >and I think they can all chargeback to the card collection folks

    Apparently its been a scheme to simply have massive transactions so that those people who are not prompt in notifying their credit card companies will lose their money and even those who do notify their card companies promptly will possibly be out money because the Cardilly people are Taking The Money And Running leaving somebody holding the bag.

    Cardilly doesn’t care if the bank or the customer winds up out the money, as long as Cardily can withdraw it and stash it somewhere in Florida beyond the reach of bankruptcy courts.

    Anyone who sent a check is a fool. Anyone who used a card is probably a fool too but may not have suffered a loss. I don’t know how the banks and processors settle these things amongst themselves. It may just be a cost of doing business for them since they make so much money on interest payments by card holders that they may not care.

    This intermediate step of “ship the cards to Canada” and dribble them back is just to add complexity and some strawman to the heap. The basic premise … that it takes three to four weeks to mail a gift card to someone is absurd. If they were ever going to mail them they could do it within 24 hours. If the post office was ever going to deliver them, they could do it in 3 to 4 days, max. This “artificial time lag” is absurd.

    Send us fifty and we will send you back 100 the next day is strange.
    Send us fifty and we will send you back 100 on the next full moon is even more strange. If they are not going to send it promptly then they are not going to send it at all.

  11. joe hunkins says:

    FoolsGold as usual I think you’ve been right about this all along, although I don’t agree that the 100 for 50 was as much of a red flag as many suggest – there are many “half off” deal all over the place to generate business and/or buzz, and although Wal Mart cards seemed an especially good deal that didn’t make it a red flag.

    BUT, I still don’t have any cards and it appears to me that the scam is along the lines you are suggesting where it’s a numbers game – Cardilly is expecting to generate 100s of thousands in revenue, hoping to get to keep tens of thousands and disappear. Still, seems like you could, for example, track down the domain owners and ISP info pretty easily. This is grand larceny given the amount of money so I still don’t see how the risk would be seen as worth the paltry reward, even for a profoundly dishonest group.

  12. FoolsGold says:

    Well, they probably also sell the credit card info to crooks and that provides some income too and they they have this huge list they can contact with emails about “send 22.49 to join the class action asset recovery program”. With e-marketing it never matters how many people you offend or how many you outright steal from.

    The cost of generating these automatic responses is zilch. The computer automatically says that “the check is in the mail” … er uh, cards. Ain’t no cost to cheating zillions to get a few whose money sticks in your accounts somehow.

    Yes, there may be quite a few discount deals and coupon deals out there, most of them not really bargains and many of them not quite fully legit anyway. Buy you merchandise at 100 and sell it at 50 but its oh so trendy to use a coupon … so that may make it “trendy” but it doesn’t make it sensible or successful. There is absolutely no reason for anyone who actually receives these non-existent cards to become a more loyal and more attractive WalMart customer. It gains Walmart nothing, it gains Cardilly nothing. Therefore it ain’t really happening and ain’t really gonna happen.
    There is no profit in buying a gift card at 100 and selling it at 50, no matter how many times you chant, meditate, caress a crystal or bow in the direction of Groupon’s headquarters. Ain’t no profit in it, Mac. None. Therefore it ain’t actually happening. And it ain’t going to happen. No one is actually sending out cards. They sent the first dribbles out to start the ball rolling, thats all.

  13. Dave Fowler says:

    I CONTACTED CARDILLY through email and ask them to prove that they are not scamming people.There reply was,give us your order no..So,I sent them another email that said,I know you are scamming people and from what I have been reading in the BLOGS you are getting close to be caught.After this email,I checked there site to see if they were BOLD enough to continue,Starting fro SEPT 5 – 8,they kept posting,soldout.I have been tracking them for over 2 weeks PRIOR and THEY NEVER SOLDOUT THAT FAST!! Now,for the lastTWO DAYS,they have been showing only 1 card offer,that hasn’t SOLDOUT.In conclusion,they must have gotten SPOOKED there for a few days but,they are slowly(with less cards) back up and running.Hope you can come to the same conclusion I have without TELLING YOU SO!!!!

  14. FoolsGold says:

    BBB of Sarasota, FL has eleven pending complaints against CarDilly which are unlikely to be resolved as all mail from the BBB to Cardilly has been returned by the post office as “delivery refused”. No determination has been made that the company is actually located at the address given. The company is not registered with the Florida Secretary of State.

    • kymberly haas says:

      The BBB now has over 40 complaints against cardilly.com. The BBB has flagged them for numerous reasons, which are the same complaints those of us who were scammed have. There is no business physically located at the Sarasota address. There is also no SG Marketing (or cardilly) in Ontario. I suggest that complaints be filed with the FBI’s Internet Crime Center which has actually partnered with Canada to detect and prosecute internet crime.

      After numerous emails to cardilly produced no response, I finally emailed them with an expletive in the subject line. Got a response which at no time even attempted to suggest that they are a legitimate company. I was amazed that I finally got a response. The responder actually sounded offended, but at no time offered any substantive responses or even a denial. You might want to try it, but make sure you use strong language in the subject line

  15. Ron says:

    5 Weeks No Cards Ive Been Scammed For $100 Bucks. Oh Well I should have known better. Anyway I Contacted them Through Email and told them i hope they Rot In Prision For Ripping People off. I just cant believe there website is still up and running ??? As far as a chargeback. I used my bank debit card and cancelled it few days later in fear i got scammed. So i guess im out the $100 bucks as so many others are. I sure hope they get Caught.
    Ron

  16. FoolsGold says:

    Caught?
    That is rarely difficult.
    Its the fact that crimes of no violence generally get light sentences and restitution is often ordered but is rarely ever made.
    Profits are hidden somewhere or simply spent in riotous living until caught.
    Florida’s generous exemptions from assets that can be seized in bankruptcy add an added layer of protection.

    • baydoll says:

      Criminal restitution is not dischargeable in bankruptcy, as it is a criminal penalty. This applies to persons and corporations (which are considered “persons” for this type of case).

  17. ames says:

    Has anyone heard or read anything current on these scamming theives? My daughter and I buy gift cards often to make ends meet in gas savings and home and personal needs. I am disable and she is a struggling single parent and they got us for seven different orders and not one of these have come thru. They last wrote they were gathering our cards to send them express. I pray that they get caught soon so we all can see their faces posted on the news and internet and hope they pay dearly for how they scammed inocent ppl in this time of the economy making so hard for simple families to survive. We have not recieved any of our monies back so far, we pray hopefully the bank will get a chargeback. Good luck and God Bless all of you that have been scammed by these theives!

  18. Chris says:

    Here is the response you get from them now if you complain:

    Hello,

    First let me say that I am sorry that your order seems to
    be late or at the very end of the delivery timeframe.

    As I’m sure you are aware, we are a new company and
    I guess there will always be some growing pains.

    Shipping from Canada without tracking was probably not
    the best way to go. But wanting to offer our customers
    free shipping and not hiding the shipping in the cost of
    the item, we seemed to have dropped the ball on this one.

    We will be changing our policies and all future shipments
    will have full tracking.

    We thank you for your patience.

    Your order shipped from Canada and gift cards are often
    inspected by customs due to there monetary value.

    We will contact Canada Post and U.S.P.S and put a trace
    on your order.

    If the trace does not turn up your order within a week, we
    will just reship. We will send express which will get to you
    within a few days only.

    Or if you rather, we can arrange for a refund if it does not
    show up within a week. But please do allow for the trace
    results.

    Again, I’m sorry for the delay and thanks for your patience.

    —-

    Cardilly.com Support
    support@cardilly.com

    • Jim says:

      Chris, I received the same reply as you did about 2 weeks ago. Naturally, no shipment has been received for the order I placed July 23rd. What irritates me is that this last communication we both received had me believing there was still hope. How stupid can I get? Meanwhile, weeks ago Bank of America took the charge off my Account and placed the transaction in a ‘Disputed’ category. I have no idea if I am forever protected agains loss, but I think I am.

  19. FoolsGold says:

    Diane C. Lade, South Florida Sun Sentinel September 16, 2011
    Florida regulators have been fielding complaints about Cardilly.com. The company’s website has no phone number and Cardilly does not have a state corporate registration, required to do business in Florida.

    Second-market gift card merchants, such as PlasticJungle.com and Swapagift.com, legally buy cards below value from recipients who don’t want them, or in bulk from retailers. They then resell them at a discount or allow consumers to swap cards online.

    Gift cards also are auctioned off through online marketplaces like eBay. Earlier this year, the Federal Trade Commission said card shoppers should avoid auction sales, as those cards could be counterfeit or stolen.

    Cardilly’s site claims the company has been in existence since 2006 and has offices in Sarasota and Toronto. A Sarasota address listed for Cardilly with the Better Business Bureau does not exist.

    Cardilly purchases were billed through a company called SG Marketing.

    An online post claiming Cardilly had great bargains appeared last month on FatWallet.com, a popular deal and coupon site. Buyers soon began commenting that they never received cards they paid for.

  20. FoolsGold says:

    I don’t know if the culprits behind it are associated with a West Texas SG Marketing since there are similarly named firms elsewhere. It seems that initial post on Fat Wallet was probably a canary, that is someone paid to sing praises about a scam to the otherwise wary buyers. The initial posts remained up even when later posts turned fully critical.

  21. Ash says:

    Same story here. Now do I tell my bank that I bought the cards and never got anything or do I just tell them that I dont remember buying anything from this company. If I tell them that I bought something from Cardilly wont my bank say that you bought it so you pay for it?

  22. FoolsGold says:

    Seems it was run out of Florida with fake addresses, the website had purloined text, they didn’t even pay for a website designer, there appears to have been one small group of gift cards that were purchased in Pompano Beach and may indeed have been shipped to Canada and mailed back to a very few initial purchasers, perhaps three in number. Other than that no one seems to have actually received a card.

    Perpetrator seems to have a history with other scams.

  23. F says:

    I too got all those “don’t worry, we’ll track the cards” emails from Cardilly.

    When the first cards didn’t show up I went ahead and disputed the transactions I had created (yes, transactionS – guess I was having a flash of “stew-pid” that week….) and received a refund of the amount plus foreign transaction fees from my CC company. Thanks CitiBank!

    • Ranita says:

      Hello! I have CitiCard too and was wondering how quick the turn around was for the refund from them and if you needed to submit any additinal documents. Also, how soon after you placed your Cardilly orders did you submit the dispute claim with Citicards? I had been emailing Cardilly so have those emails but I waited until about 3 weeks after the promised date so contact Citicard so I’m hoping they will refund the money. Thanks so much for your help!

      • FoolsGold says:

        Why are you emailing Cardilly? You think they will reply? You think they will even read your email?

      • Ron says:

        My Problem Is I Used A Debit Card And Have Since Canceled it. So Im Screwed like alot of others that used Debit Cards. Oh Well I was the Idiot I Knew better. No refund for me i guess.
        Ron

      • F says:

        You just need to dispute the transaction and wait. Make sure you tell them you’ve emailed and gotten whatever responses you’ve gotten (if any). They have an investigation process that they go through; I can’t really say how long it will take for you.
        I will say I did get a notice from Citibank that they were reversing the charges, but so far online my account says the dispute is “pending”.

      • Ranita call CitiCards FRAUD department immediately and explain that Cardilly cannot be contacted by phone. Also send Cardilly an email demanding a refund so you can note this on the Citi fraud documents. Card companies should issue a credit within days but you’ll need to follow up with paperwork.

  24. FoolsGold says:

    Important questions and lingering doubts:

    I don’t know if this scam is really over with or not. The site still operates as to satellite sites that seem to mention the offers.

    While Mr.Duck seems to have hit the nail on the head: How do they fraudsters get the money out of the Charge and Charge-Back cycle, I’ve still no idea how that might be done.

    Of course the primary question I have is how can people be so extremely gullible as to fall for this in the first place much less fall for it once again when these teaser emails about search requests arrive?

    MrDuck seems to think that the ultra-steep discount of fifty percent is not a red flag because there might be some as yet unarticulated business plan involved. Others would say red flags were lack of a phone number and lack of other payment methods, lack of a verified contact person, etc.

    Now I’ve no idea just whats going on but it seems the people behind this live in Pompano Beach, FL, have a history of scams and will probably be operating some other scam soon. My worry is how do people fall for these things in the first place. There is always the point where even the Rabbi goes running by yelling that he is on his way to see the dragon, but it seems this scam was obvious right from the start. I don’t see how anyone fell for it once yet some have fallen for it multiple times.

  25. F says:

    A friend if mine used a debit card for a purchase.
    Don’t know yet if she’s been able to recover the money or not.
    Maybe that’s their “business plan”: debit cards that funds are immediate from and can’t be recovered.

    • JoeDuck says:

      This may be the case F, though even as it’s now clear this is not a legitimate business I do NOT understand how they are going to avoid getting tracked given all the card and ISP information. Who received the payments? Who bought the Certificate? Cardilly is STILL active and selling cards online. The new deals tend to be essentially worthless, so perhaps they are covering their tracks now with “real” card deals. I think it’s also possible that the gameplan was to offer the “impossibly good” deals at first, collect a lot of money, then offer the lousy deals and see if they could make enough to pay off the initial losses during the long “float” period between billing and sending cards. If they *never* send cards, then I’d think they’d be guilty of grand larceny, postal fraud, interstate commerce fraud, and more. These are very serious crimes that could easily land the domain owner in prison for years.

    • JoeDuck says:

      Be sure to have her follow up on the bank that received her money – that bank would have the identities of the Cardilly perps.

  26. FoolsGold says:

    It would indeed have been a better run scam if they had more “canaries” available and had actually sent cards, but that would have cost them some initial capital they probably were unwilling to spend.

    This use of a Canadian remailer was probably done to avoid US mail fraud charges. As usual, US laws punish a thug far worse than a thief so fraud crimes tend to get soft pedaled.

    Anyone who sent checks or money orders is out their money, maybe those who used debit cards are out also. Non-prompt attempts at chargebacks may be out of luck too.

    Someone is left holding the bag, but I don’t know how large a bag it is.

  27. Amanda says:

    I have ordered two walmart gift cards the last week of july and still have not received either of them.

  28. JoeDuck says:

    Foolsgold I had not thought of the stolen credit card info, which would make this of value to them even if they eventually return the money. In terms of banking fraud I’d think people could at least find out the identity of those cashing the checks and follow up with local law inforcement, but agree that’ll be hard to do. Interesting that the authentic GeoTrust Certificate they had in this case was worthless as a test of legitimacy.

    In any case the lesson learned should be to be even more skeptical of online transactions. .

  29. FoolsGold says:

    I’m still not certain if this much-valued, by you, Geo Trust Certificate relates to the transaction or the transactor.

    One aspect of the credit card data is that its mis-use is not necessarily limited to the present time. It can become a later “bonus” to the miscreants. As can some later “White Knight” who comes along with a “pay a modest amount to be included in the Recovery Fund Disbursement”.

    Identity of the people involved can be a puzzle for some but the miscreants do not have to cover their tracks completely, they only have to obscure their tracks for awhile so that underfunded agencies with more important cases on their plates simply don’t take action on some lousy little scam that appears to be for a paltry amount. The fact remains that our laws are set up to focus on violent crimes more than on fraudsters who bilk the overly gullible out of modest amounts. Eventual discovery of the true identity of the people involved in Cardilly will be meaningless because the ceremonial slapping of the wrist is meaningless.

  30. Daniel says:

    Cardilly is a complete scam, only an idiot would think they would waste their time peddling stolen GC. They get enough money up front by gullible people and disappear. Simple as that.

  31. Dave says:

    I got scammed too for their Walmart gift cards. I had purchased two for $100. I filed a complaint with my credit card company and about a week later I got a call from my bank that they were crediting me back my $100.
    What gets me is why is their website still up? Can’t the hosting service be contacted and have it taken down?

  32. FoolsGold says:

    It appears that they are now hosted in Chicago by FDCServers which is a known spam bot hosting firm that will probably harvest your email address. What sort of a legitimate operation in Florida would use a server in Chicago that is well known to Spamhouse and other anti-spam organizations?

  33. JoeDuck says:

    Follow up: Although I have a credit on my card account, I got a note saying they’d contacted Cardilly who said they delivered the cards (they did not)!

    I’d encourage the bank debit card folks to press the bank to follow up and tell them WHO GOT THEIR MONEY.

    I’m still floored by how criminals like this seem to get so little attention from the card companies and banks. Police are overworked so they’ll need specific information about who the recipients of the money were.

  34. FoolsGold says:

    This is the problem with police being so busy with thugs that they can’t really deal with thieves.

    I’ve long been curious about how money is being taken out of the endless cycle of charges put on card, charges taken off card. I would think anyone who tried to factor their accounts receivable would be selling them subject to the credit card holders rights but that might be one way to take something out of the cycle.

    All Cardilly does [did?] is tell the complaining card-holders “the cards are in the mail” and tell the inquiring banks “the customer received them”. Why would anyone go through all this nonsense unless he harvesting card information at some point or else harvesting some money at some point. It can’t just be a scheme to trap those foolish enough to pay by check or money order, can it?

  35. FoolsGold says:

    So now its the Cardilly Clones that are appearing!

  36. JoeDuck says:

    Incredibly this saga continues. CitiCards issued a conditional credit to me but even after telling them this was a FRAUD and SCAM they’ve asked me AGAIN for signed verification I never got the cards. If I don’t reply they’ll bill me for the $100 again!

    This is remarkable to me because it means the scammers are continuing to communicate with Citi Cards so even a simple investigation should turn up real people to prosecute for larceny. I’ll be calling Citi Cards again, but in past experience they have very little information to give out about who takes your money. This is a HUGE defect in the card system and should be remedied with a legal requirement that the card company *must provide* on request a consumer with the name of the people who get their money. May be another pathetic example of where US privacy laws conflict with common sense, leading to scam loopholes.

  37. JoeDuck says:

    More from the Florida Sun Sentinel:
    http://articles.sun-sentinel.com/2011-09-16/business/fl-gift-card-scheme-20110916_1_plasticjungle-com-swapagift-com-gift-cards

    Tips: Buying resold gift cards

    Be wary of resellers offering large discounts. Most cards sell for between 10 percent and 20 percent below face value.

    Check a reseller’s reputation or reviews on consumer sites and forums before buying.

    Pay for resold gift cards with a credit card, so you can dispute the charge if the card never arrives.

    The Federal Trade Commission advises against buying cards on auction sites, as they may be stolen or counterfeit.

    If you can visually inspect the card, make sure none of the protective stickers have been removed. Check that the codes on the card’s back have not been scratched off to reveal the PIN number.

    To report a gift card scam: Contact the FTC at 877-382-4357 or ftc.gov; or the Florida Attorney General’s Office at 866-966-7226 or myfloridalegal.com.

  38. Latasha says:

    I have not get my free 100 walmart card and I need to report a company to the fault department I will not do this again

  39. I think this is a actual great weblog.Really getting excited about read more. Want more.

  40. I’m gone to say to my little brother, that he should also go to see this weblog
    on regular basis to get updated from newest gossip.

  41. Thanks in support of sharing such a nice thinking, paragraph
    is nice, thats why i have read it entirely

  42. Ruth says:

    Attractive section of content. I just stumbled upon your website and in accession capital to assert that I gget actually enjoyed account your blog posts.
    Any way I wiol be subscribing to your augment andd evven I achievement you access consistently rapidly.

  43. Leandra says:

    It’s remarkable to go to see this site and reading the views of all
    friends regarding this piece of writing, while I am
    also zealous of getting know-how.

  44. Hi there! Someone in my Facebook group shqred this website with uus so I
    came to give it a look. I’m definitely enjoying the information.

    I’m bookmarking and will be tweetiing this to my followers!
    Outstanding blog andd amazing drsign and style.

  45. It’s ѵery easy to find out any toρic on net as
    compared to textbooks, as I found this article at this site.

  46. Hi there, I desire to subscribe foor this web site to obtain
    most up-to-date updates, so where can i do it please help.

  47. Yes! Finally someone writes about medical records boston medical center.

  48. My partner and I absolutely love your blog and find the majoriy of your post’s to be what precisely I’m looking for.
    Would you offer guest wrfiters to write content available for you?
    I wouldn’t mind composing a post or elaborating on a few of the
    subjects you write related to here. Again, awesome web site!

  49. Body scrubs are one of the easiest homemade beauty products to make.
    Oils such as jojoba, linseed, evening primrose, and shea butter moisturizes.

    This is a review of this acne skincare line from
    this popular Tawainese skincare company.

  50. You don’t need to spend a lot in using these practical methods to
    gain profit in increasing your marketing methods
    to build customer relations and establish
    expertise to acquire clients for your services. This can be done in several ways, and the specialist has the right knowledge to help you to enjoy.
    Specific edge that you enjoy through this
    software.

  51. Then visit this endorsed web-page and discover how Accountant Burnsville can benefit
    you. In a photography business in particular, here are a number of
    items that are assets to be listed for your business.
    As an Accountant with an MBA Degree in you will be able to use
    your skills to analyze a company.

  52. This is unusual as until recently, skin cancer rates were highest as recorded in populations of people over 75.
    Tanbee Video Converter for Mac is an excellent Mac video converter
    software which can convert video formats from one to another with perfect output quality and
    high conversion speed for Mac OS X users. After selling the hugely successfully Blogger to Google,
    he moved on to spearhead another huge venture:
    Twitter.

  53. This is done in order build reserve fat before going on to the low calorie diet so that the body is able to cope up and adjust to the drastic changes.
    You can also start making your oatmeal with milk,
    rather than water. Well you can opt for your way and start of
    with your treatment.

  54. The amount of calories from fat should be no more than 30% of the total calories you eat per day.
    It is important to follow some exercising regime with the diet plan to gain extra benefits.

    However, after as little as ten minutes, occasionally a line appears in this area.

  55. Bill Murray is a former IRS auditor who can help you with your
    taxation issues. In this article I guide the students
    that how they can pass the exams and how can they get the certification for
    the latest knowledge this certification exam students click at accounting
    firms uk or visit its Limited company formation in uk its better for your bright
    future and will helpful to attain the IT certification for more
    information touch with me. You would expect me to say that,
    but it is true that the best way to ensure the minimum of
    difficulties with HMRC is to use a professional.

  56. Lawyer or attorney Victorianne Musonza, Lawyer At Laws, Licensed in NY And NC,
    Maxwell Law Office, PLLC is accepted to rehearse rules in Rhode – Tropical isle and
    Massachusetts, so the Federal government Section Courts, which is a member of the
    Pub of the us Superior Court. Many people are making a lot of money promoting CPA
    offers, but as usual, there is a lot of misinformation floating around.
    Not sure if the IRS has a copy of a 1099 or W-2 wage statement.

  57. The B5 Regimen is a treatment plan that utilizes Vitamin B5 to cure acne.
    Loss of muscle tone is often more significant in the lower extremities, leading
    to a decreased ability to walk and balance yourself, which then leads
    to a greater risk of falls and other injuries. The best
    time to take a pregnancy test is in the morning when your levels of HCG are at their highest.

  58. Estimating the price of a kitchen improvement project will also involve negotiations using the
    skilled workers. You should also allow a minimum
    of 36 inches of counter space to the right and then 30 inches
    to the left of the range and sink, if possible. This is
    the most deciding factor before you proceed forward.

  59. Most Internet marketers are looking for a “get rich quick” solution for
    their problems, and they come into this industry without
    learning the basics. Constantly run 2 ads on Adwords for every ad group.

    SEO Traffic Lab can provide effective local SEO Lincoln services that can benefit your
    business.

  60. It is not a senior editor or a human resource manager but
    people that decide what to read and what to watch.
    Many webmasters, or even just bloggers, have come to use the capabilities of
    SEO to increase the quality and quantity of visitors visiting their website or blogs.
    Stick with the one that seems to have the greatest response.

  61. Also, if your father has good amount of equity in the home, he’ll be able to get
    a higher loan amount with which he can pay off the current mortgage.
    5%, the Streamlined program offers a chance of a 5% penalty for non-willful foreign account holders who failed to
    disclose their accounts. Gifts that you receive from a foreign person are generally
    not subject to U.

  62. After going through the various services offered and
    their respective rates and charges, you can narrow down your list based on your budget
    and choose the company that offers the best service.
    Narrow down your choices to a maximum of three companies based on their answers to your questions and your gut feeling.

    Until government incentives are brought forth, most of these companies aren’t going to make any
    sizable investments into renewable energy.

  63. Although HCG is only produced by females, HCG is an effective way to drop excess excess weight for the two genders.

    The target for the five hundred calories is high-protein foods.
    s better not to test instead of wasting your health insurance and money on these fake,
    choose nothing diets.

  64. It is also supposed to encourage your hypothalamus to “reset”
    your system’s metabolic process making it easier for
    you to digest and process the foods that you eat. No one has to live
    with the discomfort of nasal congestion.
    “Never feeling hungry is not a sign of being healthy,”
    stated Dr.

  65. To do for that reason fast together with efficiently, you will have
    to have the appropriate software program you can use.
    Furthermore, when you do not pay your taxes by the deadline you have to pay interest on the unpaid taxes until they are paid in full.
    Article Source: Accounting Services helps many companies cut costs.

  66. It is also supposed to encourage your hypothalamus to “reset”
    your system’s metabolic process making it easier for you to digest and
    process the foods that you eat. So possessing a spouse together with you on the diet will
    maintain accountability to oneself, to associate as effectively.
    These picnic spots and weekend gateways are spread along the borders ofthe city.

  67. This bikini is available online or in store at Macy’s.
    Of course, you can dress like a celebrity if you want to, but you
    need to remember that celebrity fashions regularly change;
    therefore, there is no need for you to go broke trying
    to afford the hottest,trends that may only last for a few weeks.

    This will form the base from which you will expand.

  68. Styrofoam is generally white no matter where you go, although some aircrafts do use shipping boxes that have been constructed out of Styrofoam and they are green. Whatever you
    do, do not get her a gift that is too forward.
    You would also get flexibility in terms of partial and full packing service.
    You can find companies offering packing services and this
    means that you have less to worry about when moving.
    I have literally seen a new vacuum burnt out after 1 use to clean a small mess like this.
    Additionally, you may not find the required time to do the entire needful task.

    The candidates applying for the jobs in gulf need to
    be aware of the cultures and the practises followed in its respective cities.
    Professional call answering services enable offices everywhere to take advantage of the latest technology while maintaining
    a professional image. Almost all packers movers Delhi based companies
    are insured. A good facility management company has
    an industry-specific expertise and performs its
    duties through proven methodologies, techniques and tools.

  69. The B5 Regimen is a treatment plan that utilizes Vitamin B5 to cure acne.
    Warrants have been issued for his arrest in Europe
    and he lives in hiding outside the E. If
    you go to the market for buying any weight loss product I
    am sure you will definitely get confused.

  70. Deegan was arrested and charged with human trafficking and drug possession after cops busted in and found the girls being held hostage.
    If you have received IRS tax notice, you need not to be panic.
    Validation during – Data Import to ensure base data is correct resulting in generation of.

  71. Fortunately for women, the lower back ages very well,
    so they should have no problems over the years with their tattoo.
    Often the cancer can be removed from the skin, but 2,
    000 people still die annually, according to the American Cancer Society.
    There is no reason to be self-conscious about your body in front of the woman,
    or man, who is tanning you.

  72. ” How uncomplicated those words roll off our tongues. Auditory Integration Deficit means we may have trouble linking tone of voice to the meaning of words. I feel big, loose-fitting separates can be worn by both slim and slightly overweight women.

  73. But if you’re feeling you can solve your difficulties
    okay without the need of Tax Debt Assistance, you can do some online detective work and work on your own to
    remove Tax Debt issues. Besides, financial management covers the process of identifying and managing risks.
    Also, by keeping separate books and records for a particular business segment of your overall business, you may qualify
    for a change of accounting method for that segment.

  74. ” He had been admitted to the ER due to a heart attack. You finally screw up your courage – even if the news is bad, it’s best to know the truth, you tell yourself – and then do the test. HCG diet materials stress the importance of sticking to this diet.

  75. This means that they do not deposit money toward the defendant for referring business, take bribes, give you an attorney or negotiate bail bonds before a crime has taken place.
    Zipper application field: Raincoats, tents, bags, shoes
    and boots, ski clothing, water-washed jeans or leather products with
    high acidity and other special requirements. The above article related on designing
    an official website would be crucial together thick
    audiences to avail your features. If you are looking for new heating solutions, this buying guide may come handy.
    If there is an elevator in the building, let the property management know in advance that you and the movers will
    be using it during the move; this keeps everyone happy. In most cases HR course work has to be completed, but it often falls under the umbrella of other undergraduate degrees.
    The installation of this would require the assistance of professionals who bring the fiberglass shell to your
    home. If we’ve to maneuver to a replacement place and if we tend to arrange
    our move well, would possiblywhich maythat may scale back our stress and
    might allow us to have a secure move. Ice lets water permeate through the roof which
    damages the walls too. So,if you are looking for reliable
    company offering solutions related to storage Melbourne,
    make extensive search over the internet.

  76. But always use good sense and an objective eye with this fashion favorite.
    The higher the carat of gold, the more yellow, richer and golden the gold ring design will appear.
    Finding the very best, proper and fairly as well as measurement prom dress may
    possibly appear like a daunting job.

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s